Basically, there are two main types of insurance:
- Basic health insurance — Compulsory basic insurance (Basisverzekering)
- Optional additional insurance (Aanvullende verzekering)
The basic package in the Netherlands provides the same basic health coverage across all insurers. It costs from €110 to €134 a month and covers the most important health issues: GP, medicaments, ambulance, and hospital stay. Maternity, handicapped, and elderly care is also included.
Compulsory basic insurance (Basisverzekering) and optional additional insurance (Aanvullende verzekering) are two general types.
The basic health service divides into 4 policies
depending on the outreach of clinics and the depth of reimbursement.